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Licensing & Disclosures

Effective date: June 24, 2026

Cornerstone Protection Group is a licensed independent life insurance agency. The disclosures below describe our licensing, the role of the insurance carriers we work with, and important limitations you should understand.

Licensed Agency & Agent

Cornerstone Protection Group is a licensed independent life insurance agency. Scott Ross is a licensed life insurance agent. As an independent agency, we are not captive to any single insurer and work with multiple carriers on behalf of the families we serve.

Products & Carriers

Insurance and annuity products are offered through Cornerstone Protection Group and are issued by third-party insurance carriers. All coverage is subject to the issuing carrier's terms, conditions, exclusions, and underwriting requirements.

States Where We Are Licensed

We are licensed in 16 states and growing; contact us to confirm coverage in your state.

Guarantees

Any guarantees associated with a policy or annuity are backed solely by the financial strength and claims-paying ability of the issuing insurance company. They are not guaranteed by Cornerstone Protection Group or by any bank or government agency.

No Government Affiliation

This website and Cornerstone Protection Group are not affiliated with, endorsed by, or sponsored by any government agency.

Product Features Vary

Insurance and annuity product guarantees and features vary by product and by state and are subject to the terms of the issued policy. Availability, pricing, and eligibility are determined by the issuing carrier and applicable state law.

No Offer or Solicitation Where Not Licensed

Nothing on this website constitutes an offer to sell, or a solicitation of an offer to buy, any insurance product in any state where Cornerstone Protection Group or its agents are not properly licensed.

Contact Us

To confirm licensing in your state or to ask about any of the above, please contact Cornerstone Protection Group at 855-660-0101. You can also find us on Facebook.

Cornerstone Protection Group — Legacy · Stewardship · Leverage

An independent life insurance agency dedicated to helping families protect what matters most and build lasting legacies.

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